FINANCIAL RESOURCES
Paying for your education doesn’t have to be complicated. We’ve outlined the best financial aid options available, so you can focus on what matters most–your education.
Your Step-by-Step Financial Aid Checklist
This checklist breaks down financial aid options in a way that helps you maximize your funding. Each section provides essential information about federal, state, and institutional aid, as well as scholarships and employer resources. Follow the steps to ensure you’re taking full advantage of the supports available.
Step 1: FAFSA / ORSAA
The FAFSA (Free Application for Federal Student Aid) is available for U.S. citizens and eligible non-citizens, helping you access federal grants, loans, and work-study programs.
The ORSAA (Oregon Student Aid Application) is designed specifically to help DACA and undocumented students, providing access to state financial aid programs in Oregon.
Why it Matters
Both FAFSA and ORSAA are essential first steps to accessing other financial aid, including the OSAC application and many other scholarships. Without it, you may not be eligible for most types of aid.
When to Complete
The FAFSA / ORSAA application opens in December for funds to be used the following academic year. It’s important to summit it as soon as possible. While some aid, like Pell Grants, is available year-round, many other forms of financial aid are awarded on a first-come, first-served basis. Applying early ensures that you don’t miss out on aid that may run out later in the year.
Step 2: OSAC
The OSAC (Office of Student Access and Completion) offers over 600 scholarships and grant opportunities for Oregon residents. The single application makes it easy to apply for multiple scholarships at once, tailored to different student needs and backgrounds.
Why it Matters
OSAC provides access to financial aid specifically to Oregon students, including scholarships that are unique to the state. It’s a critical step to take after the FAFSA / ORSAA application.
When to Complete
The OSAC application opens in November and closes in April. To maximize your scholarship opportunities, be sure to check the current deadlines and submit your application early, as some financial aid is awarded on a first-come, first-served basis.
Step 3: University / College-Specific Aid
Explore Financial Aid at Your University / College
Most colleges and universities offer their own scholarships, grants, or work-study programs that are unique to their institution. These funds can be based on academic achievement, financial need, or specific field of study. Contact your school’s financial aid office to explore the opportunities available
Why It Matters
Schools often provide exclusive financial aid options, such as scholarships for certain majors, research grants, or work-study programs that help you earn money while you study.
When to Complete
Deadlines vary by institution, so it’s important to reach out to your school’s financial aid office as soon as possible to learn about their specific deadlines and application processes. A good rule of thumb is to start exploring school-specific scholarships in December, after completing your federal and state aid applications, to ensure you don’t miss any opportunities.
Step 4: Employer-Specific Aid
Apply for Employer Tuition Assistance
Many employers offer tuition assistance programs or scholarships to help employees further their education. This can include covering part or all of your tuition costs, paying for certification programs, or offering scholarships for specific career-related education.
Why it Matters
Employer aid can significantly reduce the cost of your education, and it’s often an underutilized resource. If you’re currently working, check with your Human Resources or Benefits department to see what support is available for continuing education or career advancement.
When to Complete
Reach out to your employer as soon as you decide to pursue education. Some employers require you to apply for tuition assistance before registering for classes, so it’s important to plan ahead.
Step 5: Additional Scholarships
Search for External Scholarships
In addition to federal, state, and university aid, many independent scholarships are available through websites like Fastweb and ScholarshipOwl. These scholarships can be offered by private organizations, companies, or nonprofit foundations and are often based on various factors, such as academic performance, personal background, or career goals.
Why it Matters
Smaller scholarships can add up and help cover remaining gaps in your education costs. By applying to multiple scholarships, you increase your chances of receiving funds that don’t need to be paid back. Be sure to use authentic, reputable sites like Fastweb to ensure your applications are safe and legitimate.
When to Complete
Start searching for these scholarships early in the year and continue applying as you find new opportunities. Many scholarships have rolling deadlines, so check regularly.